SBI Holdings, Inc today announced that it has made an investment in the Series A round of dtcpay, a regulated digital payments company that enables businesses and individuals to accept, store, and transact in stablecoins and fiat.

This investment was made through SBI Ventures Asset Pte. Ltd and the SBI-NTU-Kyobo Digital Innovation Fund, both of which are managed by the SBI Group.

Underpinning dtcpay’s services is a proprietary real-time swap engine that enables seamless, instant exchange and settlement between stablecoins and fiat currencies. By streamlining the operational processes involved in digital asset payments, the technology helps address key barriers to broader adoption. It also offers a more efficient alternative to traditional cross-border payment infrastructure, where transactions can take several days to settle and incur fees across multiple intermediaries.

As stablecoins gain traction in payments, dtcpay has established itself as an early mover through a series of industry firsts. It launched one of the first regulated Digital Payment Token (DPT) point-of-sale solutions, integrated early with WalletConnect to enable acceptance across more than 700 wallets, and introduced an early stablecoin-to-fiat Visa Infinite card for consumers to spend fiat and stablecoin across Visa’s global acceptance network of more than 150 million merchant locations.

It has also driven the adoption of stablecoin payments in everyday commerce through partnerships across the digital asset and merchant ecosystems. These include a partnership with BNB Chain and collaborations with merchants such as Metro, Singapore’s first department store to accept stablecoin payments, alongside hospitality partners like Capella Singapore, enabling customers to use digital assets for real-world transactions.

dtcpay’s regulatory positioning further strengthens its platform. dtcpay is a MAS-licensed Major Payment Institution in Singapore and holds an Electronic Money Institution (EMI) licence in Luxembourg. These licences provide dtcpay with the regulatory infrastructure to operate across key global markets, while creating barriers to entry and giving institutional clients greater confidence in using a regulated and audited platform.

Building on its momentum, this investment will support dtcpay’s next phase of growth, including the expansion of its merchant network and continued investment in its product suite. This includes a revamped business portal for enterprise clients and new consumer-focused features within the dtcpay app, designed to make stablecoin payments more accessible and convenient.

For the SBI Group, the investment also reflects its broader digital asset strategy, with Singapore serving as a key hub in APAC. dtcpay’s regulated payment infrastructure and established merchant network provide a strong platform for the SBI Group to deepen its regional footprint and build a stronger digital asset corridor between Japan and Southeast Asia.

It also demonstrates the SBI Group’s conviction that stablecoins will become an increasingly important layer of the global payments ecosystem, and that regulated infrastructure capable of connecting digital assets with traditional currencies in real time will be critical to their mainstream adoption.