OpenPayd, a provider of financial infrastructure, has announced a significant expansion of its regulatory footprint into the United States, positioning the company for accelerated growth in the critical North American market.

The strategic expansion will see the integration of MSB USA Inc. a U.S.-based, state-licensed money services business, into the OpenPayd group. This planned alignment, now finalised following regulatory approvals, will bring 43 state MTLs under the OpenPayd umbrella, providing a robust pathway for operations across a substantial portion of the U.S. market.

OpenPayd’s U.S. licence expansion follows the recently announced authorisation under the E.U.’s Markets in Crypto-Assets framework, granted by the Malta Financial Services Authority.

Dr. Ozan Ozerk, Founder of OpenPayd, said:

“Every era of finance has been defined by its infrastructure: correspondent banking wired together the twentieth-century economy; programmable money will power the twenty-first. The U.S. is at the forefront of this evolution, and with regulated foundations now spanning the U.S., U.K. and Europe – across both fiat and digital assets – OpenPayd has something few providers can claim: regulated infrastructure spanning both fiat and digital assets, on both sides of the Atlantic.”

In June 2026, OpenPayd and Titan Acquisition Corp. (NASDAQ:TACH) announced a definitive business combination agreement under which OpenPayd is expected to become a publicly listed company on Nasdaq under the ticker symbol “OP”, in a transaction valuing the company at an equity value up to $1.145 billion on a pro-forma basis. OpenPayd’s combination with Titan is expected to close in the fourth quarter of 2026, subject to customary closing conditions, including approval by Titan’s shareholders.

Iana Dimitrova, CEO at OpenPayd, said:

“This entry to the U.S. market is a transformative next step for OpenPayd which builds on our multi-year growth. Our clients are increasingly global, and their demand for seamless, compliant payment infrastructure in key markets like the U.S. has driven this strategic move. By building out our regulatory presence in the U.S., we’re not just expanding geographically but deepening our commitment to providing secure, reliable and compliant infrastructure that powers the growth of the digital economy for businesses worldwide.”

The licensed business, MSB USA, was founded by Dr. Ozan Ozerk and will continue to operate under its experienced leadership team. MSB USA will continue to deliver its established services while preparing for full integration into the OpenPayd platform.