Alipay today introduced its full-stack AI payment solution to partners across industries, ranging from AI companies to traditional retailers, and debuted two new services — an AI Wallet and Token Pay.

This launch extends Alipay’s next-generation AI payment infrastructure, building on its consumer-facing product Alipay AI Pay and its business-facing AI payment processing product.

“While the essence of commerce remains unchanged in the age of AI, the emergence of AI agents is reshaping everything. Drawing on 22 years of technological expertise and commercial know-how, Alipay is building a new generation of AI payment services to accelerate the growth of the agentic commerce ecosystem,” said Cyril Han, CEO of Ant Group.

Alipay AI Pay allows consumers to make secure and seamless transactions through AI agents via voice commands, while Alipay’s AI payment processing product enables businesses and developers to monetize their services on a pay-per-use basis through simple integration.

The new AI Wallet further extends Alipay’s AI payment system by giving individual users greater visibility and control over payments made through AI agents. Available now by searching “AI Wallet” in the Alipay App, the product allows consumers to manage tasks executed by AI agents before and during payment, and review and analyze their spending afterward.

To ensure AI agents make trusted transactions on behalf of users, Alipay launched China’s first Agentic Commerce Trust Protocol with partners, creating a “common language” for collaboration between AI and service platforms. Alipay also launched an intelligent security system for AI payments to provide foundational safeguards for every AI agent-driven transaction.

In addition to AI Wallet, Alipay launched Token Pay, the industry’s first platform to provide AI model companies with a one-stop, full-suite solution for global subscription payments, token top-up in AI agents, and related transaction needs.

In February 2026, Alipay AI Pay became the first AI-native payment product globally to exceed 100 million users.

As agentic commerce accelerates in China, Alipay’s AI payment services have expanded across a range of use cases — from AI agents embedded in apps and mini programs for traditional retailers such as Luckin Coffee, to AI smart glasses such as Rokid’s, consumer-facing AI applications like Alibaba’s Qwen, OpenClaw-type AI agents, smart cockpits, AI development platforms like Coze and Qoder, and businesses including One Person Companies (OPCs).

Alipay will also leverage its Alipay Tap! smart devices and enable the full integration of online and offline commerce through AI upgrades.

Additionally, Alipay introduced a new developer support program for individual AI developers, offering token incentive and zero payment processing fees.