While much of our recent coverage of US neobroker Robinhood (NASDAQ:HOOD) has centered around the company’s long-awaited international expansion (e.g. adding Futures trading in the UK, applying for a Dubai DFSA license), the company is still busy adding products and expanding its network in its home country.

Robinhood has announced that it has fully rolled out a new mortgage offer for Robinhood Gold subscribers, through an exclusive agreement with Sage Home Loans, a modern digital mortgage lender.

Starting today, all eligible Robinhood Gold subscribers can access mortgage rates at what the company claims are at least 0.75% below the national average, along with a $500 credit toward closing costs on new home purchases or refinances, powered by Sage Home Loans.

Mortgage pilot

The exclusive mortgage offer was first piloted over the summer to a small group of Robinhood Gold subscribers. The broader launch comes at a time when affordability challenges are weighing on buyers, and refinancing can potentially help homeowners save significantly over the lifetime of their loans.

Sage partnership

While the collaboration introduces Robinhood’s customers to Sage’s streamlined lending experience, it also underscores a larger transformation within the mortgage industry — where data-driven technology, transparency, and user experience are rapidly reshaping how people buy and refinance homes.

As the exclusive lender powering the offer, Sage Home Loans combines mortgage expertise with modern technology to deliver a seamless and transparent lending experience. Through its data-driven platform, Sage simplifies each stage of the home financing process, helping borrowers move from application to close with greater confidence and efficiency. The company’s mission is to expand access to homeownership by lowering costs and removing barriers for today’s buyers.

Mike Malloy, CEO of Sage Home Loans said,

“This work reflects Sage’s commitment to leading the future of home lending. We’ve built a mortgage experience that’s simple, digital, and transparent — and collaborating with Robinhood shows what’s possible when technology meets accessibility. Our goal is to help more people turn financial progress into homeownership, one of life’s most meaningful milestones.”

Sakhi Gandhi, Director of Partnerships at Robinhood said,

“Robinhood’s mission is to democratize finance for all, and this new benefit for annual Gold subscribers underscores that commitment. Through our work with Sage Home Loans, we’re helping reduce financial barriers to homeownership and empowering customers to build wealth through one of life’s most important investments.”

Together, Sage and Robinhood said they are empowering Robinhood Gold subscribers to explore loan options and connect with Sage’s loan officers through a seamless digital experience. The offer is available to eligible Gold members through the Robinhood app.

Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC. Note that Robinhood is not a lender.