BNPL pioneer Zip Co (ASX:ZIP) announces the availability of Zip Card, issued by WebBank, the newest buy now, pay later product offered through its portfolio.

As consumers look for BNPL options in brick-and-mortar retail, the Zip Card extends the ‘Pay-in-4’ functionality offline in a convenient physical card format. The card is now available in the U.S., enabling consumers to ‘Pay in 4’ nearly everywhere Visa is accepted.

“The Zip app lets customers use the pay later service pretty much everywhere…even on shopping sites where Zip is not at the checkout option,” said Zip’s U.S. Chief Marketing Officer, Jinal Shah. “With the Zip Card, we are offering customers access to another fair, transparent payment method in a familiar format to use in-store, specifically at stores that do not accept contactless or mobile phone payments.”

Key benefits and features of the Zip Card include:

• A physical card that can be used to ‘Pay-in-Four’ in offline settings, even where mobile payments are not accepted;
• Pay in four instalments at most brick-and-mortar retail locations, wherever Visa is accepted;
• Unlock Zip’s BNPL everywhere advantage at big box retailers like Walmart, Home Depot, local shops, restaurants, and more;
• Seamless sign-up process with no impact on credit score;
• Automatic payments made from your linked debit or credit card;
• Friendly reminders and notifications ensure you never miss a payment;
• Easily change payment dates;
• Customer service is available 24/7 in the Zip app.

The arrival of the Zip Card complements Zip’s other industry-first innovations. Zip was the first to offer access to a virtual card for BNPL payments via the app. Zip (previously Quadpay) was also the first to introduce a Google Chrome extension to bring the BNPL everywhere Advantage to the desktop.