Retail FX and CFDs broker DB Investing has announced the official launch of DB Pay, a next-generation payments and digital asset platform designed to simplify how individuals and businesses transfer money across fiat and crypto ecosystems. Created with modern users in mind, DB Pay offers dedicated AED and USD IBAN accounts, transparent pricing, and a growing roadmap that includes crypto wallets and fiat-to-crypto exchange features—all within a single, streamlined platform.

Built for both local and international use, DB Pay allows customers to receive, hold, and transfer funds efficiently while providing transparency over fees, controls, and settlement. The platform is designed to support real-world financial workflows—such as payroll, vendor payments, trading account funding, and cross-border transfers—operating 24/7.

“DB Pay was created to address a real problem we observe across the UAE and broader MENA region — fragmented financial infrastructure,” said Gennaro Lanza, CEO of DB Group.

A smarter way to manage AED and USD—locally and globally

At its core, DB Pay provides users with AED and USD IBANs for both personal and business accounts, enabling smooth local and international transactions. Customers can receive income, pay suppliers, and manage balances easily, supported by features such as payment references, downloadable statements, and approval workflows.

For businesses, DB Pay is designed with operational control in mind, providing role-based access, maker-checker approvals, and scalable limits—making it suitable for freelancers, SMEs, fintech startups, and trading-focused firms that need speed without losing oversight.

Transparent pricing built for scale

DB Pay introduces a clear, subscription-based pricing structure designed to grow with the user:

• Individual Plan: USD 3 per month
• Business Plan: USD 25 per month, including SWIFT capabilities and higher transaction limits
• Enterprise: Custom pricing for larger organisations requiring tailored solutions

A detailed and publicly accessible fee schedule details charges for transfers and related services, emphasising DB Pay’s focus on transparency and predictability, with no hidden fees.

Crypto access—integrated, phased, and practical

DB Pay’s crypto offering is being introduced gradually. The plan features crypto wallets with both self-custody and managed custody options through regulated partners, along with an integrated fiat-to-crypto exchange experience.

Users can convert between AED, USD, and supported digital assets, with settlement options to IBAN accounts or approved crypto addresses. The platform aims for simplicity while including safeguards for verification, limits, and jurisdiction-based eligibility.

DB Pay × DB Investing: one connected ecosystem

DB Pay is also designed to integrate smoothly with DB Investing, enabling easier transfer of funds between payments and trading activities. Customers can fund trading accounts, manage withdrawals, and transfer approved assets efficiently—supporting active traders who value speed, accessibility, and operational clarity.

Built for the UAE and the wider MENA region

DB Pay’s launch aligns with the UAE’s rapid move toward cashless payments, fintech innovation, and regulated digital-asset adoption. In the broader MENA region, demand is rising for platforms that enable multi-currency access, cross-border transactions, and compliant digital finance.

By offering AED and USD IBANs, regionally relevant payment networks, and a clear strategy for digital asset growth, DB Pay positions itself as a practical solution for a region where financial flexibility and regulatory understanding are crucial.

Compliance-led, partner-powered infrastructure

DB Pay operates via an intermediary model, linking users to services provided by licensed and regulated partners for payments, custody, safeguarding, and exchange services where applicable. DB Pay is not a bank and does not offer interest-bearing accounts; service availability may differ by jurisdiction and eligibility.

Get started

Users can now sign up for DB Pay, activate their wallet, and enjoy a smarter way to manage fiat and digital assets. New users signing up for the wallet may qualify to earn up to USD 50 in trading credit, subject to applicable terms and eligibility criteria. Learn more or sign up at dbpay.io.